Pricing

Three plans.
No surprises.

Transparent pricing for individuals, families and institutions. No hidden FX spreads, no inactivity fees, no monthly minimums on the free plan. Ever.

Personal
$0/forever

Everything you need to spend and store crypto every day.

  • Virtual card included
  • 10 assets · 4 networks
  • 0.20% conversion spread
  • Standard support · 24h
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Most popular
Premium
$25/month

For the serious self-custodian who wants the Black Card.

  • Black titanium card + 5% BTC cashback
  • 60+ assets · 12 networks
  • Zero spread up to $50k/mo
  • Priority support · 2h
  • Airport lounges (Priority Pass)
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Business
$1,200/month

Full treasury OS for teams, DAOs and funds.

  • Multi-sig vaults, unlimited signers
  • On-chain payroll + invoicing
  • Zero spread up to $5M/mo
  • Dedicated CSM · SLA 15min
  • SOC 2 / ISO 27001 reports
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The Fine Print

Every fee, in one table.

If it isn't listed here, we don't charge for it.

FeePersonalPremiumBusiness
Conversion spread (under $10k)0.20%0.00%0.00%
Conversion spread (over $10k)0.20%0.05%Custom
Card issuanceFree virtualFree virtual + titaniumUnlimited
Cashback in BTC1%5%Custom
Withdrawal — Lightning / SolanaFreeFreeFree
Withdrawal — Ethereum L1$2.50FreeFree
Inbound wire (USD/EUR)FreeFreeFree
Outbound wire$10FreeFree
Yield strategy fee10% of yield5% of yieldNegotiable

What You Save

The honest comparison.

Calculated against a popular competitor for a $50k monthly card spend.

Annual FX savings
$1,840
vs. 3.5% standard FX markup
BTC cashback earned
0.428 BTC
5% on $50k/mo for 12 months
Yield on idle USDC
$2,590
5.18% APY on $50k balance

Questions

The ones we get most.

Are there any hidden fees?+

No. The fee schedule above is the entire fee schedule. We don't take a spread on the FX rate, we don't surcharge weekends, and we don't charge inactivity.

Can I switch plans any time?+

Yes. Upgrades take effect immediately. Downgrades take effect at the end of your current billing cycle. We pro-rate everything.

What happens if I exceed the zero-spread cap?+

You keep transacting at our wholesale rate — a flat 0.10% — with no other surprises.

Do you offer custom pricing?+

For institutions over $25M in monthly volume, yes. Our enterprise desk will design a custom fee schedule and SLA.

Is there a setup fee for Business?+

No setup fee, no minimum commitment. Cancel any time with 30 days' notice.

Start free. Upgrade when it matters.

The Personal plan is genuinely free, with no time limit. Most members stay there for months before upgrading.

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